Retirement calculator

Estimate how big your pot could be at retirement and what it could pay each month.

About this calculator

Enter your age, the age you plan to retire, what you have saved and what you add each month, along with an expected yearly growth rate. The calculator grows your savings month by month and shows the final pot.

The monthly income figure uses a 4% yearly withdrawal, a common rule of thumb. Real growth varies, and the figures are not adjusted for inflation.

Common questions

What growth rate should I use?

Many people try 4% to 6% a year. Use a lower figure to be cautious, since returns are never guaranteed.

Does this include a state pension?

No. Add your expected state pension separately.

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