Mortgage calculator

About this calculator

Enter the property price and your deposit. The calculator borrows the difference and works out a fixed monthly repayment over the term you choose, using the standard repayment formula. It also shows your loan to value, which lenders use to set the rates they offer.

Real mortgages change when a fixed deal ends, and they come with fees, so use this as a guide when comparing options.

Common questions

What is loan to value?

It is the amount you borrow as a percentage of the property price. A bigger deposit means a lower loan to value, and usually a cheaper rate.

Does this include fees or insurance?

No. It covers the loan repayments only.